Your Cost Consult.
Finance. Simplified.
The Process

How It Works

A simple, transparent process to connect you with the right lenders

Step 110 minutes

Submit Your Application

Complete our simple online application form. Tell us about your business and your finance requirements (minimum £25,000).

Step 2Immediate

We Review Your Details

Our team reviews your application and matches you with suitable lenders from our approved panel based on your needs.

Step 3Up to 48 hours

Receive Indicative Offers

Lenders provide you with non-binding indicative offers. Compare terms, rates, and conditions from multiple providers.

Step 4Immediate

Connect Directly with Lenders

Choose your preferred offer and we introduce you directly to the lender for full underwriting and final terms.

No Obligation

All offers are indicative. You're under no obligation to proceed with any lender.

Multiple Offers

Compare terms from multiple lenders to find the best fit for your business.

Vetted Lenders

All lenders on our panel are carefully selected and regularly reviewed.

Our Commission Structure

We earn a commission from the lender if you proceed with a finance agreement. This commission is:

  • Paid by the lender, not you
  • Typically 0.5% - 2% of the finance amount
  • Fully disclosed to you prior to the lender releasing funds

Disclaimer: our commission will vary based on the product or lender. We are always happy to disclose our remuneration at your request.

Ready to Begin?

Start your application today and receive indicative offers within hours

Your Cost Consult

Connecting UK businesses with trusted lenders for finance over £25,000

© 2026 Your Cost Consult. All rights reserved.

Your Cost Consult Ltd is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with an unrestricted number of Lenders to find a potentially suitable arrangement for your consideration. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.