Built on Real Relationships
We're a small team who genuinely enjoy helping businesses find the right finance, no call centres, no jargon, just honest advice from people who know the industry
Our Story
Your Cost Consult started because we were tired of seeing good businesses turned away by their bank, or worse, signing up to finance deals they didn't fully understand. We wanted to build something simpler, a place where a business owner can come, explain what they need, and get matched with lenders who actually want to help.
We're an introducer, not a bank, so we don't make the credit decisions ourselves. What we do is put in the legwork to find the right lenders for your situation, explain the options in plain English, and stay on hand throughout. Every business we work with gets treated the way we'd want to be treated ourselves.
Meet Danny
Danny Murphy
Co-Founder
I've spent my career in and around business finance, and I co-founded Your Cost Consult after seeing, time and again, good businesses being let down by slow, impersonal lending processes. I've been around the industry a long time, and there's not much I haven't seen when it comes to helping businesses get the funding they need.
What matters most to me is that clients are dealt with honestly. If a deal isn't right for you, I'll say so. If it takes a few extra calls to a lender to get you a better rate, I'll make them. That's just how I do business, and it's why so many of our clients come back or send their friends our way.
Our Values
Transparency
We clearly disclose our role as an introducer and our commission structure upfront, with no hidden fees or surprises.
Partnership
We work with established, reputable lenders who meet our quality standards and are committed to serving UK businesses.
Quality
Every lender on our panel is vetted to ensure they provide professional service and competitive finance solutions.
Simplicity
We streamline the process of connecting with lenders, saving you time and effort in your search for business finance.
We're Here to Help
While we're not a regulated financial advisor, we're genuinely happy to provide guidance and support to our clients. Our team can help you:
- ✓Understand different finance products and which might suit your business
- ✓Navigate the application process and explain offer terms
- ✓Compare offers and answer questions about different lenders
- ✓Provide general guidance on financing your business growth
Important: What We Don't Do
- •We do not provide regulated financial advice
- •We do not make credit decisions or underwrite loans
- •We do not guarantee loan approval or specific terms
- •We do not handle funds from you or our lenders
Ready to Get Started?
Submit your application and receive indicative offers from our panel of lenders