UK Business Finance Introductions

Real Lenders.

Real Decisions.

For Your Business.

Not a comparison website. Every offer comes from a real finance decision-maker who has assessed your specific business.

1 Hour

Average time to first offer

Large Panel

Vetted UK lenders

Free to Apply

No obligation, no upfront fees

No Credit Checks

At application stage

Why Choose Us

The Human Approach to
Business Finance

Behind every offer is a lender who has genuinely reviewed your business and decided they want to work with you.

Real Decision-Makers

Every offer comes from an actual lender who has read your application and made a considered decision.

Vetted Lenders Only

Our panel consists of approved finance providers. No cold calls, no spam — only quality lenders.

£25,000+ Finance

From invoice finance to commercial mortgages, we work with lenders across every major product type.

No Credit Footprint

We don't make credit decisions or run credit checks. Review offers at your own pace.

Simple Process

4 Steps to Finance

From application to introduction in as little as 1 hour

01

Tell Us About Your Business

Complete our simple application with your details and finance requirements.

02

Receive Indicative Offers

Approved lenders review and submit competitive indicative offers.

03

Choose the Best Fit

Compare offers side-by-side and select the one that works best.

04

Get Introduced

We introduce you directly to your chosen lender to finalise.

Our Approach

What Happens After
You Apply

No hidden algorithms. No automated rejections. Real people, real decisions.

01

Your application reaches real lenders

We only share your details with approved lenders on our panel where their product criteria match your requirements..

02

A decision-maker reviews your business

An underwriter or credit officer at each lender personally assesses your application before deciding to make an offer.

03

You receive a considered offer

Every offer in your portal reflects a real lending appetite, not a marketing rate designed to grab your attention.

Want to Compare Your Business Utility Bills?

We can negotiate the lowest market rates on your business electricity, gas, water, and telecoms. Our reverse-bidding model drives suppliers' prices down.

Invoice FinanceTerm LoansAsset FinanceTrade FinanceBridging FinanceCommercial MortgagesRevolving Credit FacilityMerchant Cash AdvanceInvoice FinanceTerm LoansAsset FinanceTrade FinanceBridging FinanceCommercial MortgagesRevolving Credit FacilityMerchant Cash Advance

Speak to a Lender Who
Actually Wants to Help

Submit your application once. Real finance professionals will review your business and come back to you with a genuine no obligation offer.

Your Cost Consult

Connecting UK businesses with trusted lenders for finance over £25,000

© 2026 Your Cost Consult. All rights reserved.

Your Cost Consult Ltd is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with an unrestricted number of Lenders to find a potentially suitable arrangement for your consideration. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.